Skip to main content
#
Correira Insurance Agency, Inc.
 Blog 
Wednesday, May 31 2017
National Senior Health and Fitness Day

Today is:

Local organizations will host a variety of health and fitness related activities based on the interests of the older adults in their communities. Event activities include fitness walks, low-impact exercises, health screenings, health information workshops, and much more!

For more information click HERE

Posted by: Jim AT 08:33 am   |  Permalink   |  0 Comments  |  Email
Friday, May 19 2017
Benefits of an Insurance Review
The Benefits of an Insurance Review 
 
Many homeowners purchase an insurance policy when they first move in, but they may not understand the importance of periodically reviewing it or reassessing their needs. It's an oversight that can ultimately lead to a gap in their coverage. 

For instance, you may have insured your home for $200,000 when you first bought it. A decade later, your home may cost $300,000 to rebuild. That's a $100,000 gap in coverage-which could leave you without the proper resources to rebuild in the event of a loss. 

A home renovation or upgrade is another reason you may want an insurance review. It can help ensure that your home and belongings are fully protected, and that your coverage is keeping up with your current needs. Everything from new furniture to a kitchen upgrade can affect the value of your family's home, and may even qualify you for additional discounts on your insurance policy.   


Here are some things to consider:

  • "Does my policy provide enough coverage to rebuild my home today?" 
    Many homeowners are surprised to learn that their policy is outdated and does not provide sufficient coverage to rebuild their existing home. Changes in construction costs (they can vary from year to year), upgrades to a kitchen or bathroom, new kitchen appliances, or updates to a basement can all affect the cost to repair or rebuild your home. For example, new finishes in your kitchen can change your existing kitchen from "standard" to one that's considered "semi-custom" or "custom." Since insurance companies replace lost items with "like kind and quality," it is important to estimate the full cost of replacing finishes, appliances, electrical systems and plumbing systems in determining your coverage.

  • "How does a newly finished basement affect my policy?"
    A finished basement may not only increase the cost to rebuild your home, but it may also require additional coverage to protect items from water damage. For example, optional water backup coverage will help protect new furniture and carpet in your basement if a sump pump breaks or a drain backs up.

  • "Do I need extended coverage for valuables?"
    Your existing policy provides standard coverage for your home and belongings, but this coverage may not be sufficient for all your valuables and is frequently overlooked. For instance, you may need additional coverage for wedding rings, valuable golf clubs or other sports equipment, family heirlooms and antiques, musical instruments or artwork in your home. If you have a new home office that you run a business from, you might consider extended coverage to protect your business property.

  • "Do I qualify for discounts?"
    An insurance review can also be an important opportunity to ensure you are receiving all possible discounts on your homeowners policy. For example, you may qualify for a discount if you have installed a security system or a smoke alarm. Additional discounts may apply if you insure both your car and home,if you don't have any claims, or if no one in your household is a smoker.

* Ask Corriera Insurance about reviewing your coverage!
Posted by: Jim AT 09:30 am   |  Permalink   |  0 Comments  |  Email
Thursday, May 18 2017

Some agents and direct writers don't take the time to find out what you need. We do. Why not call us today?

Posted by: Jim AT 08:46 am   |  Permalink   |  0 Comments  |  Email
Wednesday, May 17 2017

Taunton Chamber of Commerce members AND their employees can save 5% on auto insurance.

Click HERE for a free no obligation quote to see if you can save too.

plymouth rock

Posted by: Jim AT 08:55 am   |  Permalink   |  0 Comments  |  Email
Tuesday, May 16 2017
We May be Able to Help

We don't like increases in insurance either. We will be glad to shop your insurance for you and see if we can save you some money.

Posted by: AT 09:22 am   |  Permalink   |  0 Comments  |  Email
Tuesday, May 16 2017

We saved a customer $600 on their commercial auto policy

Posted by: Jim AT 08:54 am   |  Permalink   |  0 Comments  |  Email

123 Broadway Taunton, MA 02780

Phone: 508-822-2999

HOURS:

Mon.- Fri. 8 to 5

Sat. 9 - 12

Remember to make a copy of your auto  registration. If you loose the original you will save $25 for a copy at the registry.

Manage My Policy 

© The Correira Insurance Agency, Inc., 2016 Powered By: Insurance Web Designs   webmail login